If you are looking for Down Payment Assistance,

YOU ARE AT THE RIGHT PLACE - THAT'S WHAT WE DO!

With down payment assistance, we help first-time homebuyers purchase a home. We are an authorized lender for down payment assistance programs available in the State of Washington.

"We love helping first-time homebuyers with our down payment assistance programs. Buying a home is the most financially prudent move they will probably ever make!"

Common questions about the Down Payment Assistance Programs

How Long Does the Process Take?
Washington State down payment assistance programs can vary. it will take a little longer than most - but it’s worth it.

Let’s get you into your own home!
What Qualifications Are There?
Down payment assistance programs take into account your credit score and income. Typically, the minimum credit score required is 620. The maximum yearly income is $180,000. However, these can vary.

You can't have owned a home in the last three years. Also, it needs to be your primary residence. Your debt to income ratio limit will vary depending on the type. Your lender will advise you as to which loan is best for you.
What Types of Loans Are Offered?
Several loan types qualify for Washington State down payment assistance programs. Generally they can be FHA, VA, Conventional, and USDA. Your lender will help you determine what's best for you.
What Credit Score is Needed?
As a general rule of thumb, a minimum of a 620 dredit score will work. Your loan officer will advise you of actual requirements after determining what's best in your situation.
How Long Does the Process Take?
Washington State down payment assistance programs can vary by the type of program that best fits you. In general, it will take a little longer than a program that does not depend on this assistance - but it’s worth it.

Let’s get you into your own home!
What Qualifications Are There?
All Washington State down payment assistance programs take into account your credit score and income. Typically, the minimum credit score required is 620, and a maximum yearly income of $180,000. However, these can vary.

You can't have owned a home in the last three years, and it needs to be your primary residence. Your debt to income ratio limit will vary depending on the type of loan you are getting. Your lender will advise you as to which loan is best for you and your qualifications.
What Types of Loans Are Offered?
There are a number of loan types that qualify for Washington State down payment assistance programs. Generally they can be FHA, VA, Conventional, and USDA. Your lender will help you determine what's best for you.
What Credit Score is Needed?
As with other qualification requirements, your credit score can vary with where you live and what type of loan you are getting. As a general rule of thumb, a minimum of a 620 dredit score will work but again, it can vary. Your loan officer will advise you of actual requirements after determining what's best in your situation.
How Long Does the Process Take?
Washington State down payment assistance programs can vary by the type of program that best fits you. In general, it will take a little longer than a program that does not depend on this assistance - but it’s worth it.

Let’s get you into your own home!
What Qualifications Are There?
All Washington State down payment assistance programs take into account your credit score and income. Typically, the minimum credit score required is 620, and a maximum yearly income of $180,000. However, these can vary.

You can't have owned a home in the last three years, and it needs to be your primary residence. Your debt to income ratio limit will vary depending on the type of loan you are getting. Your lender will advise you as to which loan is best for you and your qualifications.
What Types of Loans Are Offered?
There are a number of loan types that qualify for Washington State down payment assistance programs. Generally they can be FHA, VA, Conventional, and USDA. Your lender will help you determine what's best for you.
What Credit Score is Needed?
As with other qualification requirements, your credit score can vary with where you live and what type of loan you are getting. As a general rule of thumb, a minimum of a 620 dredit score will work but again, it can vary. Your loan officer will advise you of actual requirements after determining what's best in your situation.

Would you like to know if you qualify for Down Payment Assistance?

After asking a few questions, we can tell you your chances of getting down payment assistance. You have nothing to lose and it only takes a couple of minutes.

customerservice@summitfunding.net

Loan Servicing (888) 850-0021
Customer Service (855) 234-7561

CORPORATE
2135 Butano Drive, Suite 150
Sacramento, CA 95825
(916) 571-3000

PRIVACY POLICY     |     TERMS & CONDITIONS     |     LICENSING     |     TEXAS COMPAINTS     |     NMLS CONSUMER ACCESS     |     ACCESSIBILITY STATEMENT

Summit Funding’s Response to COVID-19

* Summit Funding Enterprises i/l/o/t/n Summit Funding, Inc. NMLS ID# 3199
LICENSED BY CA DEPT OF BUSINESS OVERSIGHT #6072526, CA BUREAU OF REAL ESTATE #01220358, AZ LIC# 0925837, GA LIC# 39456.
License # MB.6760957 Illinois Department of Financial and Professional Regulation - Division of Banking 555 W. Monroe, Suite 500 Chicago, IL 60661 PH# (888) 473-4858
LICENSED BY THE N.J. DEPARTMENT OF BANKING AND INSURANCE.
EQUAL HOUSING OPPORTUNITY.
FAIR HOUSING & DISCRIMINATION VIOLATIONS WILL BE REPORTED ONLINE TO HUD'S LOCAL FHEO REGIONAL OFFICE
OR BY CALLING THE FAIR HOUSING COMPLAINT HOTLINE AT 1-800-669-9777

EqualHousingWhite
customerservice@summitfunding.net

Loan Servicing (888) 850-0021
Customer Service (855) 234-7561

CORPORATE
2135 Butano Drive, Suite 150
Sacramento, CA 95825
(916) 571-3000

PRIVACY POLICY     |     TERMS & CONDITIONS     |     LICENSING     |     TEXAS COMPAINTS     |     
NMLS CONSUMER ACCESS     |  ACCESSIBILITY STATEMENT

Summit Funding’s Response to COVID-19

* Summit Funding Enterprises i/l/o/t/n Summit Funding, Inc. NMLS ID# 3199
LICENSED BY CA DEPT OF BUSINESS OVERSIGHT #6072526, CA BUREAU OF REAL ESTATE
#01220358, AZ LIC# 0925837, GA LIC# 39456.
License # MB.6760957 Illinois Department of Financial and Professional Regulation -
Division of Banking 555 W. Monroe, Suite 500 Chicago, IL 60661 PH# (888) 473-4858
LICENSED BY THE N.J. DEPARTMENT OF BANKING AND INSURANCE.
EQUAL HOUSING OPPORTUNITY.
FAIR HOUSING & DISCRIMINATION VIOLATIONS WILL BE REPORTED ONLINE TO HUD'S LOCAL
FHEO REGIONAL OFFICE OR BY CALLING THE FAIR HOUSING COMPLAINT HOTLINE AT 1-800-669-9777

EqualHousingWhite
customerservice@summitfunding.net

Loan Servicing (888) 850-0021
Customer Service (855) 234-7561

CORPORATE
2135 Butano Drive, Suite 150
Sacramento, CA 95825
(916) 571-3000

PRIVACY POLICY     |     TERMS & CONDITIONS     |     LICENSING     |     TEXAS COMPAINTS     | 
    NMLS CONSUMER ACCESS     |  ACCESSIBILITY STATEMENT

Summit Funding’s Response to COVID-19

* Summit Funding Enterprises i/l/o/t/n Summit Funding, Inc. NMLS ID# 3199
LICENSED BY CA DEPT OF BUSINESS OVERSIGHT #6072526, CA BUREAU OF REAL ESTATE
#01220358, AZ LIC# 0925837, GA LIC# 39456.
License # MB.6760957 Illinois Department of Financial and Professional Regulation -
Division of Banking 555 W. Monroe, Suite 500 Chicago, IL 60661 PH# (888) 473-4858
LICENSED BY THE N.J. DEPARTMENT OF BANKING AND INSURANCE.
EQUAL HOUSING OPPORTUNITY.
FAIR HOUSING & DISCRIMINATION VIOLATIONS WILL BE REPORTED ONLINE TO HUD'S LOCAL
FHEO REGIONAL OFFICE OR BY CALLING THE FAIR HOUSING COMPLAINT HOTLINE AT 1-800-669-9777

EqualHousingWhite