Are you looking to apply for down payment assistance as first time homebuyers?

You are at the right place because we love helping first time homebuyers realize their dream of homeownership!


As one of the authorized lenders for the Washington State Housing Finance Commission, we help first-time home buyers apply for down payment assistance through government grants for buying houses.

first time homebuyers sitting on porsch of the home they just bought

If you are a first-time homebuyer, and a candidate to apply for down payment assistance, you will need one of the authorized lenders to walk you through the process. We have helped hundreds of first-time homebuyers realize their dream of homeownership and would love to help you also.

Once we get your pre-approval done, the fun begins. You get to look at homes you know you can buy!

Matthew S - first time homebuyer

"Jacek was our first experience with a lender for a home loan. He demystified the process and really exceeded my expectations. By the time we completed our purchase (we close next week) we felt like experts on the subject. I would definitely recommend him to anyone who is serious about buying a home. He will tell you the truth, not just what you want to hear, and in terms you can understand."

first time homebuyers meeting with lender

If you are a first-time home buyer, and a candidate for down payment assistance, you will need one of the authorized first-time home buyer lenders to walk you through the process. We have helped hundreds of first-time homebuyers realize their dream of homeownership and would love to help you also!

Once we get your pre-approval done, the fun begins. You get to look at homes you know you can buy!

"Buying a home is the most financially prudent move you will ever make!"

If you are in the first time homebuyers category, just click below to see if you are a candidate to apply for down payment-assistance!

Let us help you achieve the dream of homeownership by helping you apply for the down payment on a house.

Brittany L - first time homebuyer

"As first time home buyers we were clueless to the financing process. Jacek explained everything, helped us weigh out all options and offered suggestions we hadn’t considered. If we would have know buying a house was this easy, we would have done it years ago! Thanks Jacek!"

Megan W - first time homebuyer

"Very friendly and great people! Super understanding with all of our questions as first time buyers! Also very speedy with getting us through the process!"

first time homebuyers showing the keys to their new home

Wouldn't you like to know if you are among the first time homebuyers that can apply for down payment assistance on a house?

It all starts with a simple form taking less than two minutes to complete.

Still not sure if you should move forward to apply for first time homebuyers programs?

Just know that until you actually sign an agreement to purchase a home, you are under no obligation to proceed. You have nothing to lose except equity and satisfaction of owning your own home.

A little food for thought

Are you dreaming of owning your first home but worried about the down payment? Worry no more! Assuming you qualify, our team is here to make your dream a reality with hassle-free down payment assistance!

We understand that stepping into the world of homeownership seems daunting, especially when it comes to finances. But guess what? It’s easier than you think, and we’re here to guide you every step of the way.

Read what just one of our hundreds of our first time home buyer clients is saying.

Hear it straight from our happy homeowners, like Randy W, who says, “Jacek and the team from summit funding are amazing. Any questions we had, they answered them. Very good with communication. And they got us approved for an FHA loan, and we got in to our first house. I highly recommend anyone to go through summit funding. So pleased with all the work they have done for our family.”

Moving into your new home could be much closer than you think!

Your dream home is waiting for you, and with us helping you apply for first time homebuyers down payment assistance; you’re closer than ever to turning the key in the door of a home you can call your own.

Ready to take the plunge? Click the link below to apply today and secure your dream home with us. Your homeownership journey starts now, and we can’t wait to celebrate every moment with you.